If you plan on selling your house in 2026, you shouldn’t have much trouble. Affordability is expected to improve as interest rates drop. Inventory, however, is limited, so sellers need to use every available tool to attract buyers and get top dollar. Home staging is one of those tools. 

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Homeowners who locked into near-3% interest rates during 2020–2021 are now hesitant to sell, because it means buying another property that could require a 6% rate or higher. This “mortgage lock-in effect” is causing many would-be sellers to stay put, which means a smaller housing supply in St. Louis — and fewer options for eager buyers. 

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